Real Estate & Home Loans

Welcome to Selective Realty. We're a full-service real estate and mortgage company based in San Jose, CA. We can help you find your dream home or help you save money by refinancing.

Looking to Refinance?

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out or better rate and terms, we can assist you. We offer the following refinancing programs:

FHA Streamline | Conventional | Commercial | Jumbo

What makes Selective Realty unique is that we offer the following niche programs: low doc, low FICO, 1099 earner, and undocumented income.

Contact Selective Realty today to discuss your real estate needs and mortgage loan options, and find out which loan program will best suit your needs.

WHAT PEOPLE SAYSome of Our Awesome Testimonials!

Tri helped me to finance many financial transactions and I am very happy with the service quality he provided during process. His flexibilty and creativeness help to solve many complex issues with the loan. His rate offerred was also very good with no point.

John Pham

Tri recently sold our parents house in Sunnyvale. We have no past experience with Tri in selling/buying a house. Simply he was referred to us by a mutual acquaintance. With his expertise, professionalism, dedication, honesty and commitment, he was able to sell the house satisfactorily. He is very pro-active and I would highly recommend him to be your agent. Thank you, Tri!

J Lee

Last year, I got an opportunity to make a transaction with Tri. He is very professional and knowledgeable about the local market. I really liked working with him. Because of my complicated financial situation, at times, I thought the deal would go south. He has helped me to negotiate with the seller. At the end, I was able to get the house. Thank you, Tri for all your helps

Amy Lee

Mr. Tri Pham recently helped me sell my condo in Mountain View. The transaction was closed smoothly and trouble free. I really like his personality, his honesty and his professionalism. I would recommend Tri to my close acquaintances for any real estate or finance needs. He is very knowledgeable and detail oriented. am very happy to have Tri as an agent representing me in both buying or selling real estate

Sumatiban Haribhai

Tri helped me sell my house in 2014. we have heard a lot horror stories about selling homes. Tri made the process easy and painless. the home was staged nicely and he made sure we had many people at our open houses. within one week we had several offers on the home. he even managed to get us way more than our asking price. The whole process was very pleasant

Calvin Nguyen

Tri had helped me to sell one of my investment properties in Santa Clara. It was a quite complex transaction with tenants occupying property during listing period. He demonstrated his knowledge and experience with property management, especially with eviction process. He had helped me to negotiate terms with tenants to vacate the property and eventually sold it above asking price. I am personally impressed with his dedication and tremendous efforts to execute the deal from A to Z smoothly

Trung Pham

Tri did an excellent job in conducting the process for the recent sale of our house in Sunnyvale (a new area for him)--in less than two weeks and for an amount significantly above our asking price, I might add. Before he met with us to market his abilities, he did an extensive research effort and prepared documentation that reflected that research. When we decided to go with him, he then performed an admirable and professional job for us. He had a no-nonsense approach and was very efficient. He was also very patient in explaining the issues that came up. His attention to detail was excellent. I feel confident in saying that Tri's personal marketing pitch should be believed. He is an honorable and capable realtor/broker and any potential seller should feel confident in using his service

Gene Moses

Tri Pham was the agent who helped me to acquire a property in Santa Clara for my own primary residence. He is fantastic to work with, down to earth, friendly and honest. The property was owned by the bank and Tri had helped me to go through the process of bidding and eventually won the bid. I was very happy with the smooth transaction that Tri helped to complete. He showed his ability to negotiate with the bank REO process and adequately answered all the questions or concerns I had during the time. Tri and his team had put in extra effort to make sure I got the home I wanted in a shortest possible time frame. I am glad that Tri was my agent and I would recommend him to anyone who has interest in buying or selling. Regards,

Richard Pham

Real Estate Mortgage

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Looking to Refinance?

WHAT PEOPLE SAYSome of Our Awesome Testimonials!

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Find the right loan with Selective Realty. Call us now for a FREE phone consultation.